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SBA loan calculator

U.S. SBA Loan Calculator

Calculate your estimated monthly payments for a 10-year SBA loan

Enter amount up to $5,000,000

Loan Term
10 Years
Interest Rate
9.25% APR

Current Rate: WSJ Prime (6.75%) + 2.5% = 9.25% APR

Estimated Monthly Payment

$3,200.82

Avg. Annual Interest
$13,410
Total interest
$134,098
Total repaid
$384,098

Ready to secure your SBA loan? Apply now to get started!

* This calculator provides an estimate only. Actual rates, terms, and monthly payments may vary based on creditworthiness, collateral, and other factors. WSJ Prime Rate subject to change. Contact us for a personalized quote.

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Interested in an SBA Loan?

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Complete your SBA Form 413 Personal Financial Statement with our AI-powered assistant. Available in English and Spanish, optimized for mobile devices, and designed with bank-grade security to protect your financial data.

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Launch PFS Copilot(opens in new tab)SBA Form 413 - Free to use

Apply now for the best terms on SBA Loans, Cash Advances, and more. Our process is fast, secure, and tailored for your business.

  • Quick pre-approval in minutes
  • No hard credit pull
  • Serving all 50 states since 2016