Financing programs

U.S. SBA Loans

Our U.S. SBA Loans provide government-backed funding up to $5 million for small businesses in Colorado and nationwide, with competitive rates and flexible terms since 2016. Ideal for expansion, real estate, or working capital needs.

Apply Now (720) 222-3396

Applying will not affect your credit score

Amount: Up to $5M
Funding speed: 30–90 days
Time in business: 2+ years
Min. credit score: 700+

Minimum Qualifications

Business operational for at least 2 years
Annual revenue of $25,000 or more
Personal credit score of 700+
Owner equity injection of 10% for acquisitions or real estate
Located in the United States
100% of Ownership must be U.S. Citizens or U.S. nationals.

Required Documentation

Business tax returns (2 years)
Personal tax returns (2 years)
Interim financial statements (P&L and Balance Sheet)
Business bank statements (3 months)
Personal financial statement
Use of funds
Asset List

Program Benefits

Backed by the full faith and credit of the U.S. government
Competitive interest rates (Starting @ Prime + 2-4%)
Loan amounts up to $5 million
Long term approvals with low monthly payments
Lower down payment requirements
Expert SBA guidance throughout process

SBA loan calculator

U.S. SBA Loan Calculator

Calculate your estimated monthly payments for a 10-year SBA loan

Loan amount

Enter amount up to $5,000,000

Loan Term: 10 Years
Interest Rate: 9.25% APR

Current Rate: WSJ Prime (6.75%) + 2.5% = 9.25% APR

Estimated Monthly Payment

$3,200.82

Avg. Annual Interest: $13,410
Total interest: $134,098
Total repaid: $384,098

Ready to secure your SBA loan? Apply now to get started!

Apply Now Launch PFS Copilot

* This calculator provides an estimate only. Actual rates, terms, and monthly payments may vary based on creditworthiness, collateral, and other factors. WSJ Prime Rate subject to change. Contact us for a personalized quote.