Minimum Qualifications
- Business operational for at least 6 months
- Monthly revenue of $15,000 or more
- Personal credit score of 580+
- No excessive negative days or NSF
- No recent bankruptcies
Financing programs
Working Capital Loans
Our Working Capital Loans provide $25,000 to $500,000 to fuel expansion, cover payroll, stock inventory, purchase equipment, and more — available to small businesses in all 50 states.
Applying will not affect your credit score
- Amount
- $15K–$1M
- Funding speed
- 1–3 days
- Time in business
- 6+ months
- Min. credit score
- 580+
Required Documentation
- Bank statements (3-6 months)
- Quick 1-page application
- Government ID and voided business check
Program Benefits
- Quick funding in 1-3 business days
- Loan amounts from $15,000 to $1,000,000
- Short-term bridge solutions for 6-24 months
- Minimal documentation required
- Flexible use of funds
- No collateral required
Explore other programs
U.S. SBA Loans
Government-backed, long-term financing with the lowest rates for expansion, real estate, and acquisitions.
- Up to $5M
- Prime + 2–4%
Term Loans
Fixed-cost funding with predictable payments for growth, equipment, or debt consolidation.
- $10K–$500K
- Funded in 2–3 days
Equipment Financing
Acquire new or used machinery without draining cash — the equipment itself secures the financing.
- Up to 100% financed
- Up to 84 months
Lines of Credit
Revolving credit you draw as needed — ideal for seasonal swings and unexpected expenses.
- Up to $250K
- Pay interest only on draws
Invoice Financing
Turn unpaid B2B invoices into immediate cash flow without taking on new debt.
- Advance up to 90% of invoice value
Payroll Financing
Meet payroll on time, every time, by advancing against your future receivables.
- Advance against future receivables
Business Cash Advances
Immediate funding based on your sales, with minimal paperwork and no fixed repayment schedule.
- Up to $1M
- Funded in 24–48 hours
Client reviews
Customer Reviews
See what our satisfied clients say about our business funding solutions
Ready to Get Started?
Contact our experts for personalized guidance on Working Capital Loans and other financing options.
- Quick pre-approval in minutes
- No hard credit pull
- Serving all 50 states since 2016